GCG

WHY:
Welcome to the GCG employee benefits benchmarking™ survey exclusively for Small Business. When it comes to companies who employ fewer than 100 people business owners have been making benefit decisions in the dark for years. We regularly field questions such as:

  • How much are other businesses paying?
  • How does my plan stack up against my competitors?
  • Should my employees be paying more for their insurance?
  • What do I have to offer to attract and retain the right people?

GCG is committed to providing high quality and usable information to the small business community. By completing this survey you will be able to compare your plans and costs to hundreds of other businesses your size.

WHAT:
Once the survey is completed, each participant will be delivered a customized report comparing their input to the collected data. The reports will be immediately useful in judging the value and viability of your employee benefit program.

HOW:
This survey is designed to be QUICK! It shouldn't take more than 20-25 minutes. Before you start make sure you have, a copy of the plan design and a copy of the last bill for each of your benefit programs. Then you are ready to go.

PRIVACY:
In this era of HIPAA Privacy it is natural to be concerned with how your information will be treated. Please click here, Privacy Statement, for further details.

If you have any questions, please feel free to contact us at (847) 457-3098.

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GCG Privacy Policy

GCG Financial and Small Business Resource Group respect your privacy and are in full compliance with the HIPAA Privacy Act. All of your survey answers are completely confidential and will not be shared with any party outside or organization for any reason without your permission. Results are prepared on an aggregate basis, and your information with not be individually identifiable. We will not sell, rent or lease your contact information to any third party. You will not receive any unrelated sales calls or unsolicited emails as a result of your participation.

 Naperville Chamber of Commerce Downers Grove Chamber of Commerce Glen Ellyn Chamber of Commerce Alliance for Illinois Manufacturing Chicagoland Chamber of Commerce PayServ

© 2009 GCG Surveys, All Rights Reserved.

GCG

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Naperville Chamber of Commerce Downers Grove Chamber of Commerce Glen Ellyn Chamber of Commerce Alliance for Illinois Manufacturing Chicagoland Chamber of Commerce PayServ

© 2009 GCG Surveys, All Rights Reserved.

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Survey Questions - Saving responses
1.Type of Corporation:
2.Type of Business / SIC Code:
3.Number of Full Time Employees (30 hours per week or more):
4.Number of Part Time Employees:
5.How did you find this survey?
6.Do you offer a health plan?
Yes
No
7.Number of Employees Insured on the Plan:
8.Current Insurance Company
9.Current Insurance Renewal Date:
10.Do you offer: (please check all that apply)
 HMO
 PPO
 HSA
 Other
11.Are your rates age banded or Composite?
Age Banded - Everyone has a rate based on their own age
Composite - All employees have the same rate based on their number of dependants
If HMO:
12.Physician Co-Pay (Primary Care): $
13.Physician Co-Pay (Specialist): $
14.What is your deductible?
15.What percent of coverage does your plan offer in network?
100%
90%
80%
70%
What is the premium for each?
Total PremiumEmployee's Share
16.Single: $
17.Employee + Spouse: $
18.Employee + Child(ren): $
19.Family: $
If PPO:
24.Physician Co-Pay (Primary Care): $
25.Physician Co-Pay (Specialist): $
26.What is your deductible?
27.What percent of coverage does your plan offer in network?
100%
90%
80%
70%
What is the premium for each?
Total PremiumEmployee's Share
28.Single: $
29.Employee + Spouse: $
30.Employee + Child(ren): $
31.Family: $
If HSA:
36.What is your deductible?
37.What percent of coverage does your plan offer in network?
100%
90%
80%
70%
What is the total premium for each?
Total PremiumEmployee's Share
38.Single: $
39.Employee + Spouse: $
40.Employee + Child(ren): $
41.Family: $
46.Have you changed insurance companies in the last 4 years?
Yes
No
47.If yes, how many times?
48.How do you handle COBRA or State Continuation?
In House Administration
Outsource
I don't know
Which changes did you make last year or would you consider making this year to control rising costs?
49.Increase deductible
 Last Year
 This Year
 Neither
50.Increase MD co-payment
 Last Year
 This Year
 Neither
51.Decrease coinsurance coverage
 Last Year
 This Year
 Neither
52.Increase out of pocket maximum
 Last Year
 This Year
 Neither
53.Increase employee's share of premium
 Last Year
 This Year
 Neither
54.Negotiate with insurance company
 Last Year
 This Year
 Neither
55.Change insurance companies
 Last Year
 This Year
 Neither
56.Stop offering health benefits
 Last Year
 This Year
 Neither
57.What was your percentage increase last year?
58.Please explain why not:
59.Do you offer a dental plan?
Yes
No
60.Is this dental plan with the same insurance company as the health plan?
Yes
No
61.Is the plan an:
HMO
PPO
Both
Other
62.Is the plan paid for by:
Employer
Employee
Both
63.Does the plan cover orthodontics?
Yes
No
64.Have you changed dental insurance companies in the last 4 years?
Yes
No
65.If yes, How many times?
If HMO: What is the premium for each?
Total PremiumEmployee's Share
66.Single: $
67.Employee + Spouse: $
68.Employee + Child(ren): $
69.Family: $
If PPO: What is the premium for each?
Total PremiumEmployee's Share
74.Single: $
75.Employee + Spouse: $
76.Employee + Child(ren): $
77.Family: $
82.What was the percentage increase last year?
83.Please explain why not:
84.Do you offer Short Term Disability?
Yes
No
85.How long are benefits paid for?
13 weeks
26 weeks
86.What percentage of weekly pay is covered?
87.What is the maximum weekly benefit?
88.What is the current cost per $10 of benefits?
89.Please explain why not:
90.Do you offer Long Term Disability?
Yes
No
91.How long is the waiting period?
60 days
90 days
180 days
360 days
92.What is the percentage of monthly pay covered?
93.What is the maximum monthly benefit?
94.What is the current cost per $100 of benefits?
95.Please explain why not:
96.Do you offer Life Insurance?
Yes
No
97.What is your death benefit?
98.Can employees buy up additional death benefits?
Yes
No
99.What is the current cost per $1000?
100.Please explain why not:
101.Do you offer Vision Insurance?
Yes
No
102.Is the plan paid for by:
Employer
Employee
What is your current cost per month?
103.Single: $
104.Employee + Spouse: $
105.Employee + Child(ren): $
106.Family: $
107.If you do not offer Vision Insurance, explain why:
108.Do you offer a Wellness Program?
Yes
No
109.Is the benefit paid for by:
Your Company
Your Health Plan
110.What programs do you offer?
 Clinical Screenings
 Flu Shots
 Health Risk Assessments
 Training Programs
 Lunch & Learns
 Weight Management
 Smoking Cessation
 Health Fairs
 Others
111.Please explain why not:
112.Have you learned about Consumer Driven Health Plans (CDHP)?
Yes
No
113.If it would save you money, would you consider offering a CDHP in the next year?
Yes
No
114.Do your employees understand the entire cost of their insurance plans?
Yes
No
115.I understand fully how the health of my employees affects my premium?
Yes
No
116.I think the party most responsible for causing rising rates in health insurance is:
Insurance Companies
Hospitals & Doctors
Employees Misusing Insurance Plans
The Government's Policies
117.Fundamentally, are you in favor of a national health insurance option run by the government?
118.On a scale of 1-10, how would you rank your understanding of the national healthcare reform debate (1 not at all -- 10 complete understanding)
Naperville Chamber of Commerce Downers Grove Chamber of Commerce Glen Ellyn Chamber of Commerce Alliance for Illinois Manufacturing Chicagoland Chamber of Commerce PayServ

© 2009 GCG Surveys, All Rights Reserved.

GCG

On behalf of the GCG Small Business Benefits Benchmark™ Survey we would like to thank you for your time.

Your customized report will be delivered to you soon. If you have any questions or comments please feel free to contact us at 847-457-3098.

We look forward to being of service to you.
 

 Naperville Chamber of Commerce Downers Grove Chamber of Commerce Glen Ellyn Chamber of Commerce Alliance for Illinois Manufacturing Chicagoland Chamber of Commerce PayServ

© 2009 GCG Surveys, All Rights Reserved.